The Ladd Hidalgo State Farm Agency has been open since 2020 and we understand that life can be tough, but it is our responsibility to help you make smart decisions when it comes to your insurance and financial service needs. Our business philosophy is to help you feel safe, have an understanding of your insurance coverages, and feel respected in our office. We proactively and effectively help people manage all the risks of everyday life. I recently received my ChFC certification in June on 2024 and can now assist you in the financial arena to make sure you are covered for both present and future retirement needs.
I have been with State Farm since 2018 and I am licensed to market insurance throughout Louisiana. My team and I help people personalize insurance plans that properly protect their autos and homes as well as ensure they are taking advantage of all the discounts available to them. I also assist our individuals in creating personalized life insurance and health insurance plans that meet their needs and make sure their most important asset is protected. We truly are a one stop shop when it comes to insuring your auto, motorcycle, home, condo, renters, boat, small business, and life insurance needs. I grew up in Franklin, LA and graduated from the University of Louisiana at Lafayette with a degree in Business Management. Being from the Acadiana Region I understand the people here and their insurance needs. Our purpose is to serve the surrounding communities of Jennings, LA such as Welsh, Iota, Kinder, Lake Arthur and Eunice as well as the many other small towns in our area! My team and I are available to meet with individuals in the office as well as out of the office, whatever is most convenient for you. The Ladd Hidalgo Agency is very involved in the Jeff Davis Parish and love being part of such an amazing area! We work closely with the Chamber as well as with other local charities and organizations. If there is anything we can help you with regarding your insurance protection plan, we would be happy to assist! Please give us a call, email, text, or we would love for you to stop in the office! We look forward to meeting you and having the opportunity to earn your insurance business.
Review Your Coverage Often!
It is generally recommended to review your insurance coverage annually or whenever you experience significant life changes. Here are some situations that may prompt a review of your insurance coverage:
Life events: Major life events such as getting married, having a child, buying a home, or changing jobs can impact your insurance needs. Review your coverage to ensure it aligns with your new circumstances.
Policy expiration: If you have term life insurance, your policy will eventually expire. Review your coverage before the expiration date to determine if you still need life insurance and if the current policy meets your needs.
Financial changes: Any significant changes in your financial situation, such as an increase in income or accumulation of assets, may warrant a review of your insurance coverage. Make sure your coverage adequately protects your financial well-being.
Policy updates: Insurance companies occasionally update their policy offerings and terms. Review your coverage to ensure you are aware of any changes and if they impact your insurance needs.
Health changes: If you experience significant changes in your health, it may affect your insurability or the cost of your policy. Review your coverage to assess if any adjustments are necessary.
Remember, regular reviews of your insurance coverage can help ensure you have adequate protection and make any necessary adjustments based on your evolving needs and circumstances.
